PolitySource: Press Information Bureau
Government Launches “PM RAHAT” – Cashless Treatment of Road Accident Victims
Tuesday, 17 February 2026
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Government Launches “PM RAHAT” – Cashless Treatment of Road Accident Victims
In a significant initiative, the Union Government has introduced the PM RAHAT Scheme to provide immediate, cashless medical treatment to road accident victims. This scheme aims to enhance road safety and ensure timely medical intervention, potentially preventing nearly 50% of road accident fatalities.
In a significant initiative, the Union Government has introduced the PM RAHAT Scheme to provide immediate, cashless medical treatment to road accident victims. This scheme aims to enhance road safety and ensure timely medical intervention, potentially preventing nearly 50% of road accident fatalities.
Detailed Coverage
- Scheme Name: PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment).
- Objective: Provide immediate, cashless treatment to road accident victims.
- Key Focus: Timely medical care within the Golden Hour.
- Cashless Coverage: Up to ₹1.5 lakh for the first seven days.
- Stabilization Care: 24 hours for non-life-threatening cases, 48 hours for life-threatening cases.
- Implementation: Technology-driven framework for seamless claim settlement.
- Integration: Combines eDAR and TMS 2.0 platforms.
- Funding: Reimbursement through the Motor Vehicle Accident Fund.
- Insurance Coverage: Payments from General Insurance Companies for insured vehicles.
- Government Support: Coverage for uninsured and hit-and-run cases from budgetary allocation.
- Emergency Response: Integrated with ERSS dial 112 for ambulance services.
- Grievance Redressal: District-level accountability with a designated officer.
- Launch Significance: Represents a citizen-first approach to governance.
- Impact: Aims to save lives and strengthen emergency care in India.
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