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GeneralSource: The Hindu

Disaster Management in India: Current Challenges and Reforms

Tuesday, 2 December 2025
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Key Points

India’s disaster management system faces critical challenges due to a widening fiscal gap between reported losses and actual funding. This matters for UPSC aspirants, especially in GS Paper 3, as it touches upon disaster management, a crucial topic. Last Updated: 2025-12-02

Key Facts About Disaster Management in India

  • Subject: Disaster Management
  • Key Framework: 15th Finance Commission (2021–26)
  • New Funds: National Disaster Risk Management Fund (NDRMF) and State Disaster Risk Management Funds (SDRMF)
  • SDRF: Primary fund for immediate relief, funded in a 75:25 ratio
  • NDRF: Supplements SDRF for severe disasters
  • Concerns: Widening union-state fiscal asymmetry
  • Outdated Relief Norms: Compensation not aligned with rising costs
  • Ambiguous Definitions: 'Severe Disaster' lacks clarity
  • Procedural Delays: Multiple clearances slow down relief
  • International Models: U.S., Mexico, Philippines offer effective strategies
  • Needed Reforms: Objective triggers for fund releases
  • Update Relief Norms: Align compensation with inflation
  • Strengthen Federal Balance: Timely NDRF/SDRF allocations
  • Enhance Local Capacity: Support for DDMAs and urban bodies
  • Conclusion: A predictable funding framework is essential for future resilience.

India's Disaster Management Challenges and Reforms

Disaster management in India is crucial for safeguarding its economic and social fabric. The country faces increasing climate-related disasters, impacting its growth and development goals. India's disaster management system is currently under strain due to fiscal disparities and procedural inefficiencies. International comparisons highlight the need for a robust, rules-based funding framework to enhance resilience and ensure timely and effective disaster response.

Related Government Schemes/Policies

  • National Disaster Management Plan (NDMP): Provides a framework for disaster risk reduction and management.
  • Pradhan Mantri Fasal Bima Yojana (PMFBY): Offers insurance coverage to farmers against natural calamities.
  • Atal Bhujal Yojana: Aims to improve groundwater management in priority areas.

UPSC Relevance

  • GS Paper 1: Geography - Impact of disasters on human life and settlements.
  • GS Paper 2: Governance - Role of government institutions in disaster management.
  • GS Paper 3: Disaster Management - Strategies, policies, and reforms.
  • Prelims Angle: Questions on funds like NDRMF, SDRMF, and their roles.
  • Mains Angle: Analytical themes on fiscal challenges, international best practices, and policy reforms.

FAQ Section

  • What is Disaster Management in India? Disaster management in India involves planning, coordination, and implementation of measures to mitigate and respond to natural and man-made disasters, ensuring minimal loss of life and property.
  • Why is Disaster Management important? It is crucial for protecting human lives, infrastructure, and the economy from the adverse effects of disasters, which have been increasing in frequency and intensity due to climate change.
  • What are the key features of the 15th Finance Commission's disaster management reforms? The reforms include the establishment of the NDRMF and SDRMF, aimed at providing a structured and predictable funding mechanism for disaster mitigation and relief efforts.

Detailed Coverage

  • Subject: Disaster Management
  • Key Framework: 15th Finance Commission (2021–26)
  • New Funds: National Disaster Risk Management Fund (NDRMF) and State Disaster Risk Management Funds (SDRMF)
  • SDRF: Primary fund for immediate relief, funded 75:25 ratio
  • NDRF: Supplements SDRF for severe disasters
  • Concerns: Widening union-state fiscal asymmetry
  • Outdated Relief Norms: Compensation not aligned with rising costs
  • Ambiguous Definitions: 'Severe Disaster' lacks clarity
  • Procedural Delays: Multiple clearances slow down relief
  • International Models: U.S., Mexico, Philippines offer effective strategies
  • Needed Reforms: Objective triggers for fund releases
  • Update Relief Norms: Align compensation with inflation
  • Strengthen Federal Balance: Timely NDRF/SDRF allocations
  • Enhance Local Capacity: Support for DDMAs and urban bodies
  • Conclusion: A predictable funding framework is essential for future resilience.
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Practice Questions

Test your understanding of this article

Question 1 of 50 / 5 answered
1

In the context of India's disaster management framework, which fund is primarily utilized by states for immediate relief efforts such as providing food, shelter, and medical aid following a disaster, and is funded by a specific ratio of central and state contributions?